Earned Wage Access
Reimagining on-demand pay
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Earned Wage Access
Employee wellness is at the heart of our mission. A positive relationship between employers and their teams is a key driver for a healthier, happier workforce. Our Earned Wage Access (EWA) solution helps reduce your employees’ financial stress and makes you the employer of choice.
Beneficial to your business
We know what your employees need
To assess the scale and see how rampant the problems created by financial stress, we commissioned an independent empirical study to collect data on the financial conditions of low paid employees in Singapore. We surveyed over 1000 individuals in a financial wellbeing study. The results were not surprising:
How does it work?
Corporate Registration & Onboarding
Register as a Corporate through one of our Bank Partners, all around the world (currently available in Bahrain).
Invite all eligible employees & give them the freedom to withdraw their earned wages any day, anytime.
Salary Upload & Processing
Process salaries as normal at the end of each pay cycle, without any reconcilation needed.
Take their word for it, not ours
Read more about how our solution impacted businesses.
Corporate in the Retail Optical Industry
“Ratbi is a wonderful initiative, it has helped us in streamlining the monthly payroll process, reduced paperwork and has completely removed the hassle of providing salary advances etc. to our employees.
Ratbi has empowered our employees with more financial freedom. Employees no longer have to go through multiple layers of organizational hierarchy to get what is rightfully their own.”
Group Finance Manager
Ryalize comes with a set of integration tools (APIs) which your HR system provider could use to integrate both systems directly.
Earned Wage Access gives employees the opportunity to access their earned yet unpaid salary anytime and is available to all salaried employees.
Salary advance is given to selected employees one or multiples of their unearned salary. Not all employees are entitled to this service and there is a risk of repayment on the Employer.
Ryalize applies industry standard security processes ensuring data is encrypted and secure during transfer and storage. Additionally, Ryalize conducts frequent proactive periodic assessments of the solutions it provides.
Depending on where you operate, you can offer to your employees directly by signing up as a Ryalize partner. Alternatively, you can become a client of one of our existing Banking Partners. So far, we are available in Bahrain through our trusted partner (Khaleeji Commercial Bank).